Turn Your Dream House Into Reality with Up to ₹5 Crores
Step into your own home with low EMIs, up to 30-year flexible tenure, and maximum tax savings. LoanPatra provides end-to-end guidance from legal search to final registration.
Top Home Loan Lenders in India
Floating interest rates for salaried & self-employed applicants.
| Lending Institution | Interest Rate (p.a.) | Max Property Funding (LTV) | Max Tenure | Apply |
|---|---|---|---|---|
| State Bank of India (SBI) | 8.40% - 9.15% | Up to 90% | Up to 30 yrs | |
| HDFC Bank | 8.50% - 9.25% | Up to 85% | Up to 30 yrs | |
| ICICI Bank | 8.55% - 9.30% | Up to 90% | Up to 30 yrs | |
| Kotak Mahindra Bank | 8.50% - 9.20% | Up to 85% | Up to 25 yrs | |
| LIC Housing Finance | 8.50% - 9.40% | Up to 85% | Up to 30 yrs | |
| Axis Bank | 8.60% - 9.35% | Up to 90% | Up to 30 yrs |
Home Loan Categories
Pick the financing option that aligns with your real estate plans.
New Home Purchase
Buy ready-to-move-in apartments, under-construction builder flats, or independent bungalows.
Plot & Construction Loan
Finance the purchase of a residential plot along with phased construction funding.
Home Loan Balance Transfer
Shift your existing high-interest home loan to top banks and save lakhs in lifetime EMI.
Home Renovation & Top-Up
Renovate, furnish, or add extra floors with instant top-up on your running home loan.
Tax Deductions You Can Claim on Home Loans
Tax deduction up to ₹2,00,000 per financial year on home loan interest repayment.
Tax deduction up to ₹1,50,000 per financial year on principal repayment and stamp duty.
Additional ₹1.5 Lakh deduction for first-time affordable homebuyers (as per IT rules).
Interactive Loan EMI Calculator
Accurately plan your monthly budget before applying. Adjust your desired loan amount, interest rate, and repayment tenure below.
Fixed monthly installment across 60 months
Fast disbursal to your bank account after verification