Dedicated for Indian MSMEs & Startups

Collateral-Free Business Loans Up to ₹75 Lakhs

Don't let cash flow stand in the way of growth. LoanPatra matches your enterprise with RBI-approved NBFCs and banks for unsecured business loans tailored to your GST returns and banking turnover.

Zero Collateral
No property mortgage needed
48-Hr Disbursal
Direct account credit
Tax Deductible
Interest is a business expense
GST-friendly underwriting•Over 25+ MSME Lenders
Instant Sanction

Quick Loan Application

🇮🇳 +91
₹10,00,000
Zero impact on your CIBIL score • 100% Confidential

Business Loan Solutions for Every Need

Customized finance structures designed around your trade cycle.

Working Capital Loan

Manage operational cash flows, raw materials, vendor payments, and daily business overheads.

Machinery & Equipment Loan

Purchase new factory equipment or upgrade commercial technology without upfront capital strain.

Business Expansion Loan

Open new retail outlets, hire more workforce, or expand into new cities and states.

Invoice Discounting

Unlock immediate liquidity against pending client invoices and enterprise bills.

MSME Eligibility & Document Checklist

Minimum paperwork to fast-track your business loan sanction.

Eligibility Criteria

Business VintageMinimum 1 Year of Active Operations
Annual Turnover₹15 Lakhs and above
Eligible EntitiesProprietorships, Partnerships, LLPs & Pvt Ltd
Minimum CIBIL / CMR650+ (Proprietor/Director)
Loan Amount₹1 Lakh up to ₹75 Lakhs (Collateral-Free)
Loan Tenure12 to 84 Months

Required Documents

PAN Card of the Enterprise and all Directors / Partners
Aadhaar Card of Primary Promoter / Applicant
Business Registration (GST Certificate / Udyam MSME / Trade License)
Latest 12 Months Current Bank Account Statements (PDF)
Latest 2 Years ITR with Computation of Income & Balance Sheet (for loans > ₹20L)
Financial Planning Tool

Interactive Loan EMI Calculator

Accurately plan your monthly budget before applying. Adjust your desired loan amount, interest rate, and repayment tenure below.

5,00,000
₹50,000₹25 Lakh₹50 Lakh₹1 Crore
10.5% p.a.
8% (Home)10.5% (Personal)15% (Business)24%
5 Years (60 Mos)
1 Year3 Years5 Years10 Years
Popular amounts:
Estimated Monthly EMICompetitive
₹10,747/ month

Fixed monthly installment across 60 months

Principal Amount₹5,00,000
Total Interest Payable₹1,44,820
Total Payable (P + I)₹6,44,820
Principal: 78%Interest: 22%

Fast disbursal to your bank account after verification